Welcome to 8123 Settlers Landing Trail N where major updates are already done and the opportunity is undeniable. This 3 bedroom, 2 bathroom home sits on a spacious .32 acre fully fenced lot tucked away on a quiet dead end street, surrounded by mature landscaping and towering pines that create both privacy and charm. With big ticket items already replaced, this is the kind of deal buyers wait for. The roof was replaced in November 2025, all windows plus the front door and sliding glass door were replaced in August 2025, the AC was updated in 2023, and the hot water heater was replaced in 2024 giving you peace of mind for years to come. Inside, youll find ceramic tile flooring throughout the entire home no carpet anywhere. The vaulted ceiling in the living room creates an open, airy feel, while ceiling fans in every bedroom and the living room add year round comfort. The split bedroom layout offers privacy, with a generously sized primary suite featuring its own bath and ample closet space. Two additional bedrooms and a second full bathroom are positioned on the opposite side of the home. The kitchen offers plenty of cabinet storage and counter space, and all appliances stay making this truly move in ready. The dining area flows seamlessly into the living room, and the sliding glass doors lead directly to your oversized backyard. And the backyard? Thats where the real potential shines. With .32 acres fully fenced, you have room for a pool, garden, play area, or whatever your vision may be. Theres space to truly create your own outdoor oasis. Low yearly HOA fees add to the affordability, while the quiet dead end location offers reduced traffic and added privacy. With major systems already updated, a large lot, no carpet, and a functional layout, this home offers incredible value in todays market. If youve been looking for space, updates, and opportunity this is it. This home offers the perfect balance of privacy and convenience. Just minutes from major shopping and dining along Blanding Blvd and Argyle Forest Blvd, youll have easy access to Oakleaf Town Center, Publix, Winn Dixie, Aldi, Walmart Supercenter, Costco, and countless restaurants making everyday errands simple and quick. NAS Jacksonville is approximately 1015 minutes away, downtown Jacksonville is about 2025 minutes, and Jacksonville International Airport is roughly 3035 minutes for easy travel access. Quick connectivity to I 295 also makes commuting across the city a breeze. When its time to relax, youre only about 4045 minutes from the Atlantic beaches, including Jacksonville Beach, Atlantic Beach, and Neptune Beach. And for weekend adventures, Orlandos world renowned attractions like Walt Disney World and Universal Orlando Resort are approximately 2.53 hours away close enough for a getaway, yet far enough to avoid the tourist traffic. This location truly delivers convenience, accessibility, and lifestyle all in one.