**AFFORDABLE** (100% financing USDA eligible) This 4 bedroom 2 bath home is on a large fenced lot with NO HOA! The space is so well utilized in this home. Enter the foyer to find an open floor plan incorporating the living, kitchen and dining space, which is the heart of the home. The kitchen is smartly attached right to the dining area and equipped with all new appliances, ample counter space, and a roomy pantry perfect for everyday living and entertaining. The spacious master suite provides a relaxing retreat, complete with a fully renovated master bath featuring modern finishes. The additional bedrooms are generously sized, offering flexibility for family, guests, or a home office. Step outside and enjoy the expansive fully fenced acre+ lot with no HOA giving you the freedom to truly make this property your own. The property includes a garage with newly finished flooring, a workshop for hobbies or storage, and extra gravel parking with double gates leading to the backyard. There's even additional graveled space inside the fence ideal for your boat or recreational vehicles. Located just a short drive from the boat ramp on Deerpoint Lake, this home is perfect for outdoor enthusiasts who appreciate convenience, space, and privacy. Don't miss this cozy home just waiting for you. *All measurements estimated, verify if important.