$40,000 HOA CREDIT FROM SELLER AT CLOSING WITH ACCEPTABLE OFFER! Welcome to a rare and architecturally intriguing residence perched on the edge of St. Andrews Baya double unit offering the kind of space, light, and views you simply don't find in condominium living. Positioned high above the water in the coveted Cove Condominiums, Units 604 and 605 have been seamlessly combined to create a 2,701 square foot midcentury inspired havengraced with sweeping vistas of Shell Island, shimmering sailboats gliding by, and the quiet elegance of waterfront life just minutes from Panama City's revitalized Historic Downtown. From the moment you enter, it's clear this is no ordinary condo. Wrapped in natural light and framed by full height sliding doors, the residence opens to two expansive balconieseach commanding front row views of the bay. One balcony has just been updated with a new surface finish; the other remains in pristine condition. Automated hurricane shutters and remote controlled sunshades provide effortless protection and privacy while preserving the serene panorama. Inside, this thoughtfully curated home boasts refreshed parquet flooring, all new designer lighting throughout, and a fresh coat of paint that highlights the crisp, clean lines of its original design. The kitchen is both beautifully updated and functionally exceptional, featuring a Wolf cooktop, top of the line Maytag oven, and built in Jenn Air microwavea rare combination of performance and sophistication that elevates the culinary experience. Additionally, three full bathroomseach attached to a private bedroom suitedeliver comfort and privacy for family or guests. The owner's suite is a true sanctuary, featuring private balcony access, panoramic water views, and a pair of walk in closetshis and herseach appointed with custom built ins for effortless organization and elevated living. A secondary bedroom also enjoys direct balcony access, while the third suite offers quiet separation and its own en suite bath, making it perfect for guests or multigenerational living. One of the most compelling spaces is the bay facing office, adorned with wall to wall built in bookshelves and balcony accessa statement making space equally suited for productivity or quiet reflection. Dual HVAC systems have been recently replaced, ensuring the residence remains energy efficient and climate controlled year round. Two private storage units are included, along with two parking spaces just steps from the elevatora rarity in most communities of this scale. The Cove Condominium lifestyle is equally refined, offering residents access to a waterfront pool, a generous community clubhouse, and a dock for fishing or tying up your boat after a leisurely sail on the bay. Just beyond the gates, you're walking distance from the restaurants, boutiques, and galleries of Historic Downtown Panama Citywhere the charm of the past meets the energy of the present. Unit 604/605 at 100 Cherry Street is a truly unique opportunity to own one of the largest and most beautifully appointed waterfront homes in the area, marrying timeless design with everyday livability in an unbeatable location.