WATERFRONT with GULF ACCESS and NO HOA FEES and NO CANAL FEES. Welcome to your new home nestled on a canal that is minutes from the beautiful beaches of Panama City Beach. This beautifully remodeled 3 bedroom, 2 bathroom ranch style home offers 1,650 sq. ft. of inviting living space. Situated on a canal that feeds into the Gulf, this home offers a private dock and boat lift, making it a dream for boating enthusiasts and a perfect blend of coastal charm and everyday convenience. This humble abode shines with a welcoming entryway, modern front door, and beautifully landscaped front yard. Step inside to an open concept living room featuring a cozy fireplace and large sliding doors that invite in natural light and provide easy access to the outdoor waterfront space. The stunning kitchen is a showstopper, boasting quartz countertops, white cabinetry, a stylish tile backsplash, a breakfast bar, an oversized range with double oven, stainless steel appliances, a wine fridge, and an ice maker!The primary suite offers a peaceful retreat with private access to the covered porch overlooking the canal, a walk in closet, and a sleek modern ceiling fan. The luxurious en suite bathroom features double vanities, abundant cabinet storage, and a spa like walk in shower with dual showerheads and gorgeous tilework. Two additional bedrooms provide plenty of space for guests or a home office, while the second full size bathroom impresses with a rain showerhead and tub combo. Outside, enjoy the best of Florida living! The oversized covered porch is perfect for morning coffee or evening gatherings with a serene waterfront view, while the outdoor shower is a must have after sandy beach days. A metal roof and brick exterior ensure durability, while the attached garage and oversized driveway provide ample space for vehicles, golf carts, a RV, and water toys. Plus, the backyard she/he shed with electricity adds additional space for tools, beach gear, or hobbies. With all this private access to the Gulf, this home is perfect for those who love life on the water. Located in the highly desirable Breakfast Point school zone and just minutes from shopping, dining, and world famous beaches, this home is a rare find!